APEX DATA INTELLIGENCE LTD

Executive Summary

Apex Data Intelligence Ltd exhibits a medium risk profile driven by a sharp increase in current liabilities and corresponding erosion of working capital, which could impair short-term liquidity. However, the company remains solvent with positive net assets and compliant with statutory filings. Further investigation into the composition of liabilities and cash flows is warranted to fully assess financial stability.

APEX DATA INTELLIGENCE LTD - Analysis Report

Company Number: SC679683

Analysis Date: 2025-07-20 13:50 UTC

1. Risk Rating: MEDIUM

The company shows a recent deterioration in net current assets from a healthy £9,639 in 2022 to a marginal £181 in 2023, reflecting a near break-even working capital position. While net assets remain positive at £4,711, the sharp increase in current liabilities (from £2,731 to £33,360) raises concerns about short-term solvency and liquidity. The micro-entity status limits disclosure detail, constraining comprehensive analysis.

2. Key Concerns:

• Significant rise in current liabilities in 2023 without corresponding increases in current assets, potentially indicating cash flow stress or delayed payments.
• Decline in net assets and working capital compared to prior years, suggesting weakening financial resilience.
• Single director and single employee operation, which may heighten operational risk due to dependency on key individual.

3. Positive Indicators:

• Continued positive net asset position and shareholder funds, albeit reduced, indicating some retained equity buffer.
• Compliance with statutory filing requirements (accounts and confirmation statement filed on time), showing good regulatory adherence.
• Steady operation since incorporation in 2020 with consistent classification in IT consultancy, indicating business continuity.

4. Due Diligence Notes:

• Investigate the nature and maturity profile of the increased current liabilities to assess risk of default or need for refinancing.
• Review cash flow statements or bank statements (if available) for liquidity trends and operational cash generation capacity.
• Assess client base and contract stability given the company's small size and reliance on a single director/employee.
• Verify absence of director disqualifications or regulatory actions beyond public records.