APPEALING SOLUTIONS LIMITED

Executive Summary

Appealing Solutions Limited is a newly formed micro-entity with a positive net asset and liquidity position, demonstrating initial financial stability. Although limited trading history restricts comprehensive credit assessment, the company shows no immediate credit risks and is suitable for small-scale credit with ongoing monitoring. Future financial growth and compliance will be key to supporting increased credit facilities.

APPEALING SOLUTIONS LIMITED - Analysis Report

Company Number: 14939691

Analysis Date: 2025-07-29 12:50 UTC

1. Credit Opinion: APPROVE
   Appealing Solutions Limited is a very recently incorporated micro-entity (incorporated June 2023) with a clean and current filing status. The company demonstrates a positive net asset position and net current assets, indicating initial financial stability. Both directors have significant control and appear to be aligned in governance. Given its micro size and short trading history, credit exposure should be limited and monitored; however, there are no adverse signals to decline credit at this stage.

2. Financial Strength:
   The balance sheet as of 30 June 2024 shows total current assets of £22,143 against current liabilities of £5,276, yielding net current assets of £16,867. Net assets stand at £16,117, indicating the company is solvent with positive shareholder equity. The company holds minimal liabilities and no long-term debt reported, which is typical for a start-up micro entity. The small capital base is adequate for current operations but will require growth and stronger financial buffers for larger credit facilities.

3. Cash Flow Assessment:
   Current assets, likely including cash and receivables, provide sufficient liquidity to cover short-term obligations. The positive net current assets position reflects working capital adequacy at this early stage. However, with only one employee and limited financial history, cash flow predictability is limited. Continued monitoring of receivables collection and expense management is recommended to ensure ongoing liquidity.

4. Monitoring Points:

• Track timely filing of future accounts and confirmation statements to maintain compliance and transparency.
• Monitor growth in turnover and profitability in subsequent accounts to assess repayment capacity.
• Watch for changes in director composition or PSC status that could impact governance.
• Monitor working capital trends and any increase in liabilities that could strain liquidity.
• Review any credit applications for adequacy of security or personal guarantees given the early stage of the company.