APSTECH ADVISORS LIMITED

Executive Summary

APSTECH ADVISORS LIMITED demonstrates strong liquidity and growing equity, indicating stable financial health with a solid cash position and manageable liabilities. However, the absence of profit/loss data and no employees reported highlight operational transparency gaps and possible limitations in capacity. Addressing these areas will support continued financial wellness and business growth.

APSTECH ADVISORS LIMITED - Analysis Report

Company Number: 13442058

Analysis Date: 2025-07-29 13:22 UTC

Financial Health Assessment for APSTECH ADVISORS LIMITED as of 30 June 2024

---

1. Financial Health Score: B+

The company exhibits solid financial stability with strong liquidity and positive net assets growth. However, the absence of reported turnover and profit/loss figures, along with a declining fixed asset base and zero employees, suggest cautious optimism rather than full financial robustness. This score reflects a mostly healthy financial condition with room for improvement in operational transparency and asset management.

---

2. Key Vital Signs

Metric	Value (2024)	Interpretation
Net Assets (Equity)	£104,271	Positive and increasing, indicating growing retained earnings and financial cushion.
Net Current Assets (Working Capital)	£75,854	Healthy working capital, showing liquidity strength to meet short-term obligations comfortably.
Cash at Bank	£93,296	Strong cash position, a sign of excellent liquidity and immediate capacity to fund operations.
Current Liabilities	£20,470	Manageable short-term debts well covered by current assets.
Fixed Assets (Net Book Value)	£28,417	Moderate asset base, slightly reduced from prior year; may suggest depreciation or asset disposal.
Share Capital	£10	Minimal share capital; company relies heavily on retained earnings for equity.
Employees (Average)	0	No employees reported during 2024, which could indicate outsourcing or a dormant operational phase.

---

3. Symptoms Analysis

• Healthy Cash Flow and Liquidity: The company holds substantial cash reserves relative to liabilities, indicating a "healthy pulse" and strong ability to pay debts as they fall due.
• Growing Equity Base: An increase in net assets from £96k (2023) to £104k (2024) signals retained profits accumulating, akin to a patient gaining strength.
• Fixed Asset Decline: The slight reduction in tangible fixed assets (motor vehicles and computer equipment) could reflect depreciation or asset sales without replacement. This might be a "symptom" of controlled capital expenditure or cost management.
• No Reported Turnover or Profit & Loss: The abridged accounts omit income statement data, limiting insight into operational performance. This is like a doctor lacking a vital sign reading—makes full diagnosis challenging.
• Zero Employees: The absence of employees could indicate reliance on consultants or contractors, reflecting a lean operational model but also raising questions about scalability and operational capacity.
• Company Age and Sector: As a young private limited company in management consultancy (SIC 70229), it might still be in a growth or stabilisation phase, which fits with its financial profile.

---

4. Diagnosis

APSTECH ADVISORS LIMITED shows the financial "vital signs" of a stable and liquid entity with increasing equity and strong cash reserves. The company's ability to cover short-term liabilities with ample working capital suggests no immediate "symptoms of distress." However, the lack of employee headcount and missing profit/loss information create some ambiguity about operational vigor and income generation.

The company appears to be managing its financial health well, maintaining a "steady heartbeat" financially, but would benefit from more transparent reporting on revenues and operational results to better assess profitability and growth potential.

---

5. Recommendations

• Provide Full Profit & Loss Statements: To better gauge operational health and profitability, future filings should include complete income statements. This transparency is akin to sharing full patient vitals for a comprehensive diagnosis.
• Review Asset Management Strategy: Consider evaluating fixed asset usage and replacement policies to ensure the asset base aligns with business needs and growth plans.
• Evaluate Operational Capacity: With zero employees reported, assess whether the current model supports planned growth or if hiring or outsourcing strategies need adjustment.
• Maintain Strong Liquidity: Continue to monitor cash flow closely to sustain the "healthy pulse" and avoid liquidity stress.
• Enhance Financial Reporting: While small company exemptions allow abridged accounts, providing more detailed disclosures can strengthen stakeholder confidence and support strategic planning.

---