ARB ACCESS LTD

Executive Summary

ARB ACCESS LTD is financially stable with improving liquidity and positive net assets, indicating a healthy financial condition typical of a micro-business. Key strengths include strong working capital and equity growth, though attention is needed on fixed asset management and operational capacity due to zero employees. With prudent management, the company is well-positioned for sustainable growth.

ARB ACCESS LTD - Analysis Report

Company Number: 13152069

Analysis Date: 2025-07-29 13:34 UTC

Financial Health Assessment of ARB ACCESS LTD

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1. Financial Health Score: B

Explanation:
ARB ACCESS LTD demonstrates a generally stable financial position with positive net assets and consistent working capital improvement. The company shows signs of healthy financial growth despite being a micro-entity with limited scale. However, a slight decline in fixed assets and zero employees prompts caution. This score reflects sound financial "vital signs" but with some "symptoms" warranting attention.

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2. Key Vital Signs

Metric	2024 Value (£)	Interpretation
Fixed Assets	11,985	Moderate investment in long-term assets; slight decline from previous year may indicate asset disposal or depreciation.
Current Assets	16,115	Healthy short-term assets, increased from prior year, indicating improved liquidity.
Current Liabilities	8,686	Manageable short-term debts, slightly reduced from previous year, a positive sign.
Net Current Assets (Working Capital)	7,429	Strong positive working capital, suggesting good short-term financial health and ability to cover immediate obligations.
Total Net Assets (Shareholders' Funds)	19,414	Positive equity, increased from £17,531 in 2023, indicating retained earnings or capital infusion.
Share Capital	1.00	Nominal share capital typical for micro-entities; equity mainly built from reserves/profits.
Number of Employees	0	No employees reported, which could reflect business model reliance on contractors or automation, but may limit operational capacity.

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3. Diagnosis

ARB ACCESS LTD exhibits the "vital signs" of a financially stable micro-business. The company’s net assets have grown by approximately 10.8% from £17,531 in 2023 to £19,414 in 2024, reflecting retained profits or improved financial management. The working capital has increased significantly, from £1,429 to £7,429, which is a healthy indicator of liquidity and operational cash flow availability—akin to a patient showing improved blood pressure and heart rate stability.

The decrease in fixed assets from £16,102 to £11,985 might be a "symptom" of asset disposal or reduced capital expenditure, which should be monitored to ensure it is not a sign of underinvestment in operational capacity.

The absence of employees could suggest a lean operational model, possibly outsourcing or subcontracting work—which aligns with the company's site preparation activity—but it may also constrain growth or scalability.

Overall, the company’s financials do not show symptoms of distress such as negative working capital, accumulated losses, or excessive liabilities. The balance sheet portrays a "healthy cash flow" position, though the micro-entity scale limits the depth of financial activity.

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4. Recommendations

• Monitor Fixed Asset Trends: Investigate reasons behind the reduction in fixed assets. Consider reinvesting in equipment or technology to maintain operational efficiency and competitiveness.
• Evaluate Workforce Strategy: Review the impact of having zero employees on service delivery and scalability. Consider whether hiring key personnel or formalizing subcontractor agreements could enhance business stability.
• Maintain Working Capital Management: Continue to focus on maintaining positive net current assets to ensure liquidity remains strong. Avoid overextending credit terms or accumulating short-term liabilities.
• Prepare for Growth Opportunities: As an active business with improving equity, evaluate opportunities for scaling operations, possibly moving towards the Small company threshold to access broader financing options.
• Compliance and Governance: Ensure timely filing of accounts and returns continue to avoid penalties and maintain good standing.

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