ARCOM CAPITAL LIMITED

Executive Summary

ARCOM CAPITAL LIMITED is a very young micro-entity with limited financial resources and small scale operations. The company shows a positive but minimal net asset base and manageable liabilities. Conditional approval is recommended, contingent on monitoring future financial performance, cash flows, and ongoing liquidity to ensure debt obligations can be met as the business develops.

ARCOM CAPITAL LIMITED - Analysis Report

Company Number: 14527664

Analysis Date: 2025-07-29 12:58 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   ARCOM CAPITAL LIMITED is a newly incorporated micro-entity operating in venture and development capital activities. The financials show minimal net assets (£1,015) and a small scale of operations with only one employee, indicating limited operational history and financial depth. The company’s current liabilities beyond one year (£22,449) suggest some long-term obligations, but they appear manageable relative to current assets. Given the limited data and early stage, approval would be conditional on continued monitoring of financial performance and liquidity.

2. Financial Strength:
   The balance sheet presents a very modest financial position. Current assets stand at £23,464 with no short-term creditors recorded, yielding positive net current assets of £23,464. However, the company carries non-current liabilities of £22,449, which significantly reduce net assets to £1,015. Shareholders’ funds are minimal but positive. Overall, the financial strength is weak but not currently distressed, typical for a micro-entity in its first full year.

3. Cash Flow Assessment:
   Current assets primarily consist of cash or equivalents, given the small scale and absence of debtors or stock. The lack of current liabilities supports a neutral short-term liquidity position. However, with such a narrow equity base and outstanding long-term liabilities, cash flow could become strained if operational cash inflows do not increase. Working capital is positive at present, but ongoing cash generation must be confirmed for sustainable debt servicing.

4. Monitoring Points:

• Track future filings for revenue growth and profitability indicators.
• Monitor changes in long-term liabilities and their servicing status.
• Observe cash flow statements when available to assess liquidity trends.
• Review director and PSC stability as Mr. Richard John Clements holds controlling interest and executive role.
• Watch for any overdue filings or signs of financial distress given the company’s early stage.