ARGYLE STARK CONSULTANCY LIMITED

Executive Summary

ARGYLE STARK CONSULTANCY LIMITED presents a low financial risk profile based on current micro-entity accounts showing solid net asset growth and strong liquidity. The company's very recent incorporation and sole director ownership warrant further review of operational sustainability and governance practices. Overall, statutory compliance is satisfactory with no immediate solvency or liquidity concerns evident from available data.

ARGYLE STARK CONSULTANCY LIMITED - Analysis Report

Company Number: SC764158

Analysis Date: 2025-07-20 15:38 UTC

1. Risk Rating: LOW
   ARGYLE STARK CONSULTANCY LIMITED demonstrates a solid net asset position with a healthy surplus of current assets over current liabilities, indicating good short-term financial stability. The company is recently incorporated but has shown growth in net assets and working capital, with no overdue filings or signs of financial distress.

2. Key Concerns:

• Limited operating history: Incorporated in March 2023, the company has a short track record which limits the ability to assess long-term operational sustainability.
• Small scale: As a micro-entity with only 2 employees, scalability and resilience to market fluctuations may be limited.
• Single-person control: The sole significant controller and director holds 75-100% shareholding and voting rights, which may pose governance risks without independent oversight.

3. Positive Indicators:

• Increasing net assets: Net assets increased from £77,958 in 2024 to £103,676 in 2025, reflecting retained earnings or capital injection and improving financial strength.
• Strong liquidity position: Net current assets improved from £73,854 to £94,278, indicating adequate short-term liquidity to meet obligations.
• No overdue filings: Accounts and confirmation statements are up to date, indicating good compliance with statutory requirements.
• Stable workforce: Employee count remained steady at 2, suggesting operational consistency.

4. Due Diligence Notes:

• Review detailed profit and loss accounts (not currently provided) to assess revenue trends, profitability, and cash flow generation.
• Confirm source of increases in net assets, distinguishing between profits and capital contributions.
• Evaluate client contracts and pipeline to judge sustainability of revenues in the IT consultancy sector.
• Assess risks related to single director control and potential succession or governance plans.
• Verify that no contingent liabilities or off-balance sheet obligations exist that could impact solvency.