ARI-O CHATTELS LTD

Executive Summary

ARI-O Chattels Ltd is an early-stage private limited company operating in real estate management and trading. Its latest financials reveal negative net assets and working capital, indicating solvency and liquidity risks at this nascent stage. However, the company remains compliant with filings and benefits from a clear ownership structure, though further investigation into its operational and financial plans is advised.

ARI-O CHATTELS LTD - Analysis Report

Company Number: 14818273

Analysis Date: 2025-07-20 14:28 UTC

1. Risk Rating: HIGH
   Given the recent incorporation (April 2023) and the latest accounts showing negative net current assets (-£6,902) and negative net assets/shareholders funds (-£8,102), the company currently exhibits solvency and liquidity weaknesses. These indicators suggest a risk of inability to meet short-term obligations without additional financing.

2. Key Concerns:

• Negative working capital: Current liabilities (£14,280) exceed current assets (£7,378), indicating potential liquidity stress.
• Negative equity: Shareholders’ funds are in deficit (-£8,102), highlighting that liabilities exceed assets and the company is technically insolvent on a balance sheet basis.
• Limited operating history: Incorporated less than two years ago with no detailed profit and loss information filed, making it difficult to assess operational performance and sustainability.

3. Positive Indicators:

• Compliance: The company has filed all required accounts and confirmation statements on time, demonstrating regulatory compliance and governance discipline so far.
• Single shareholder/director: Clear control structure with one director and 75-100% ownership by Mr Olumide Olubukayo Ariba may facilitate decision-making agility.
• Micro-entity status: Simplified reporting obligations reduce administrative burden, appropriate for a small startup stage business.

4. Due Diligence Notes:

• Investigate the nature and source of liabilities causing the negative working capital. Are these trade creditors, loans, or other payables?
• Review cash flow projections and funding plans to understand how the company intends to resolve the current deficit and sustain operations.
• Obtain management accounts or other internal financial data if possible, since accounts only represent one year-end snapshot without profit and loss details.
• Clarify business model and revenue streams related to real estate management and trading activities to assess operational viability.
• Confirm no director disqualifications or adverse conduct given sole director status.