Company Number: 14554816

Analysis Date: 2025-07-29 15:41 UTC

1. Credit Opinion: DECLINE
   AROGYAPASAH LTD is a dormant company with minimal financial activity since incorporation in late 2022. The latest accounts confirm no trading, with net assets and cash at £2, indicating no operational cash flow or business revenue to support repayment of credit facilities. The absence of financial performance history or cash generation raises a high credit risk. Without evidence of trading or financial strength, the company is not currently suitable for credit extension.

2. Financial Strength:
   The balance sheet is nominal, reflecting the issued share capital of £2 and an equal amount in cash. No fixed or current assets beyond this, no liabilities, and no accumulated reserves exist. This indicates the company has not commenced trading or built financial resources. Shareholders’ funds are minimal and provide no buffer against financial distress.

3. Cash Flow Assessment:
   Cash position is negligible at £2, with no reported income or operating cash flow. The company’s dormant status means it has no working capital, no debt servicing capacity, and no liquidity to meet financial obligations beyond minimal statutory costs.

4. Monitoring Points:

• Commencement of trading and revenue generation.
• Filing of annual accounts showing profit and cash flow improvements.
• Changes in directors or significant shareholders that might affect credit risk.
• Any movement from dormant to active trading status with corresponding financial disclosures.