ARTHUR MINING SUPPORT SERVICES LTD

Executive Summary

Arthur Mining Support Services Ltd is a financially sound micro-entity with solid net assets and strong working capital, demonstrating growth since inception. The company’s stable governance and clean compliance record support a positive credit stance. Recommend credit approval with routine monitoring of liquidity and liabilities.

ARTHUR MINING SUPPORT SERVICES LTD - Analysis Report

Company Number: 13645505

Analysis Date: 2025-07-19 12:45 UTC

1. Credit Opinion: APPROVE
   Arthur Mining Support Services Ltd demonstrates a solid financial position with positive net assets and strong working capital. The company is young but shows year-on-year growth in fixed and current assets and net equity, indicating prudent financial management. No overdue filings or director concerns exist, and the sole director holds full control, suggesting stable governance. Given the micro-entity scale and current financial health, the company appears capable of servicing debt facilities.

2. Financial Strength:
   The balance sheet reveals a net asset base of £339,568 as of September 2023, up from £268,613 the previous year, reflecting retained earnings or capital injections. Fixed assets have increased by approximately 19% to £203,941, suggesting investment in operational capacity. Current assets of £122,565 comfortably cover current liabilities of £19,774, yielding a strong net current asset (working capital) position of £138,769. The low level of long-term creditors (£3,142) further supports financial stability.

3. Cash Flow Assessment:
   The company maintains a healthy liquidity profile with current assets exceeding current liabilities by over six times, indicating ample short-term resources to meet obligations. Prepayments and accrued income increased, which may require monitoring but do not currently impair liquidity. With an average workforce of 10 employees and no audit requirements, the company likely manages operating costs effectively relative to its scale.

4. Monitoring Points:

• Continued asset growth and working capital maintenance to support expansion or debt servicing.
• Monitor any increase in creditors or long-term liabilities that could strain liquidity.
• Watch for diversification of ownership or changes in management that could affect control and decision-making.
• Ensure timely filing of future accounts and confirmation statements to mitigate compliance risk.