A.S & SONS DESIGN AND BUILD LIMITED

Executive Summary

A.S & SONS DESIGN AND BUILD LIMITED exhibits a stable but nascent financial condition typical of a newly incorporated micro-entity. Positive net current assets and net worth indicate a healthy liquidity position with no immediate financial distress. To ensure ongoing financial wellness, the company should focus on developing revenue, monitoring cash flow, and building operational capacity.

A.S & SONS DESIGN AND BUILD LIMITED - Analysis Report

Company Number: 15207084

Analysis Date: 2025-07-29 21:03 UTC

Financial Health Assessment Report
Company: A.S & SONS DESIGN AND BUILD LIMITED
Assessment Date: 2024-10-26 (based on latest available data)

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1. Financial Health Score: B-

Explanation:
Given the company's very recent incorporation (October 2023) and its micro-entity status with limited financial history, the financial health is cautiously positive. The company shows a modest net asset base and positive net current assets, indicating an initial healthy working capital position. However, the absence of employees and minimal operations reflected in the accounts suggest an early-stage business with limited operational scale and financial resilience. This score reflects a stable but nascent financial condition with room to grow and strengthen.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Current Assets	27,546	Adequate short-term resources available
Current Liabilities	(20,476)	Short-term obligations to be met
Net Current Assets (Working Capital)	7,070	Positive working capital; healthy liquidity buffer
Net Assets (Equity)	5,390	Positive overall net worth; company is solvent
Average Number of Employees	0	No staff employed yet; indicates very early stage
Company Age	~6 months	Very new company; limited trading history

Interpretation:

• Healthy Cash Flow Sign: Positive net current assets mean the company has enough liquid resources to cover short-term debts, an important "heartbeat" for operational health.
• Symptoms of Early Stage: No employees and minimal net assets suggest the company is in its infancy, potentially still establishing its market presence and operational processes.
• Balance Sheet Strength: The positive net asset position shows no signs of financial distress or insolvency risk at present.

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3. Diagnosis

A.S & SONS DESIGN AND BUILD LIMITED is in the early stages of its business lifecycle, reflected in its micro-entity classification and limited financial history. The balance sheet shows a "healthy pulse" with positive working capital and net assets, indicating no immediate financial distress. The company’s sole director and owner, Mr. Andy Derek Small, controls all shares and voting rights, centralizing decision-making and control.

The absence of employees and minimal operational data suggests the company is likely still in the setup or development phase rather than full-scale trading. This is typical for a newly incorporated entity and not a symptom of distress at this stage.

Overall, the financial health is stable but fragile due to the short operating history and small scale.

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4. Recommendations

To strengthen financial wellness and promote healthy growth, the company should consider the following:

1. Build Revenue Streams:
   Accelerate efforts to secure contracts or projects to generate consistent revenue, improving cash flow and operational scale.

2. Monitor Cash Flow Closely:
   Maintain careful oversight of cash inflows and outflows to ensure continued liquidity, especially as the company grows and takes on new liabilities.

3. Establish Operational Infrastructure:
   Consider hiring key personnel or outsourcing essential functions to support business development and project execution.

4. Plan for Capital Needs:
   As operations expand, assess funding needs early—whether through equity injection or short-term borrowing—to avoid cash flow shortages.

5. Regular Financial Review:
   Implement periodic financial reviews to track vital signs such as working capital, profitability, and asset utilization, enabling early detection of any financial "symptoms" requiring attention.

6. Compliance and Reporting:
   Continue timely filing of accounts and confirmation statements to maintain good standing and avoid penalties.

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