Company Number: 12594579

Analysis Date: 2025-07-20 16:19 UTC

1. Risk Rating: LOW

The company exhibits a positive solvency profile with net current assets improving from £9,789 in 2023 to £21,057 in 2024, indicating an ability to meet short-term obligations. Shareholders’ funds have increased steadily to £34,179, reflecting retained earnings growth and profitability. There are no overdue filings or liquidation status concerns, supporting operational and regulatory stability.

2. Key Concerns:

• Trade creditors and short-term liabilities remain relatively high (£99,631), requiring ongoing working capital management vigilance.
• The company is small with minimal share capital (£100), which may limit capital buffers in case of unforeseen shocks.
• Limited employee base (average 3 employees) could present operational risk if key personnel are unavailable.

3. Positive Indicators:

• Consistent profitability with £9,810 profit added to retained earnings in the latest year.
• Cash position remains strong at £77,474, supporting liquidity.
• Up-to-date filings with no overdue accounts or confirmation statements, indicating regulatory compliance.
• Tangible fixed assets are stable with appropriate depreciation, suggesting prudent asset management.

4. Due Diligence Notes:

• Review detailed cash flow statements to confirm liquidity sustainability beyond balance sheet snapshots.
• Investigate the nature and aging of trade creditors to assess any supplier payment risks.
• Validate the accuracy of debtor balances (£16,804) and their collectability.
• Examine any contingent liabilities or off-balance-sheet risks not disclosed.
• Confirm no director disqualifications or governance issues beyond the data provided.