ASHER SOLUTIONS LTD

Executive Summary

Asher Solutions Ltd demonstrates a stable but modest financial position with positive net assets and working capital, suitable for small-scale credit facilities. The company’s limited size and single director/shareholder structure warrant cautious credit extension and ongoing monitoring of liquidity and profitability trends. No signs of distress or overdue compliance filings are currently evident.

ASHER SOLUTIONS LTD - Analysis Report

Company Number: 13527745

Analysis Date: 2025-07-20 18:54 UTC

1. Credit Opinion: APPROVE with caution. Asher Solutions Ltd is a micro-entity with consistent positive net current assets and net assets over the last three years, indicating a stable financial position. The company is active, with no overdue filings or signs of distress. However, limited scale, a single director/shareholder, and no audit reduce transparency. Credit limits should remain modest, and further information on profitability and cash flow generation would be beneficial before extending significant credit facilities.

2. Financial Strength: The balance sheet shows net assets of £30,248 at the latest year-end (31 July 2024), down from £35,907 the prior year, a modest decline. Current assets (£58,124) comfortably exceed current liabilities (£27,876), yielding a positive net working capital of £30,248, which supports short-term obligations. The company’s equity comprises entirely shareholder funds with no external debt reported, indicating a low leverage position. The company’s micro-entity status means asset base and scale are limited but financially stable.

3. Cash Flow Assessment: Current assets mainly consist of cash and short-term receivables given the micro-entity size and no inventory is reported. The positive net current assets position suggests reasonable liquidity. However, very limited employee headcount (1 employee) and small asset base imply limited operational scale. Without detailed cash flow statements or profit and loss data, the ability to generate consistent operating cash flows cannot be fully assessed. The company’s sole director/shareholder likely controls operational cash management closely.

4. Monitoring Points:

• Track any changes in current asset and current liability balances to detect liquidity shifts.
• Monitor profitability and retained earnings to ensure net asset erosion does not continue.
• Watch for any increase in debt or external financing which could affect leverage.
• Confirm timely submission of annual filings to avoid penalties or compliance risks.
• Observe director conduct and ownership changes due to single-person control concentration.
• Review any expansion in employee count or operational scale that could impact financial needs.