ASSETTA CALVERT MEWS LIMITED

Executive Summary

Assetta Calvert Mews Limited is a very small private entity with negligible financial activity and minimal asset base, indicating it cannot currently support credit facilities. The company has no cash flow or working capital, posing high credit risk. Without evidence of operational revenue or capital injection, credit approval is not recommended at this stage.

ASSETTA CALVERT MEWS LIMITED - Analysis Report

Company Number: 12859434

Analysis Date: 2025-07-29 16:15 UTC

1. Credit Opinion: DECLINE
   Assetta Calvert Mews Limited demonstrates extremely limited financial substance with a minimal asset base and negligible cash reserves (£1 cash and net assets). The company has not reported any trading activity or revenue, and there is no evidence of profitability or operational scale. Its status as a small private limited company engaged in building development is noted, but the financial data indicates it is at a very early or dormant stage, unable to service any meaningful debt or credit facility. The lack of working capital and absence of income generation pose significant credit risk. Without substantial financial improvement or collateral, extending credit is not advisable.

2. Financial Strength:
   The balance sheet is effectively a nominal entity with total assets less current liabilities of just £1 and shareholders’ funds of £1. There are no fixed or current assets beyond this token amount, and no liabilities reported, indicating no trading or financial activity. There is no retained earnings or reserves to support business continuity. The company’s financial position is fragile, with no buffer to absorb shocks or fund growth.

3. Cash Flow Assessment:
   Cash in hand is £1 consistently over multiple periods, indicating no material liquidity. The company has no employees, suggesting no payroll or operational expenses, but also no operating cash inflows. Absence of working capital and cash flow means the company cannot meet any debt service or supplier credit requirements. There is no positive cash generation or liquidity to support ongoing operations or external financing.

4. Monitoring Points:

• Monitor for any filed accounts showing meaningful operational revenues or profits.
• Track changes in cash balances and current assets to assess liquidity improvements.
• Watch for director changes or new capital injections that may indicate financial strengthening.
• Monitor industry and market activity in property development that could impact future business prospects.