ATLAS ALPHA COMPANY LTD

Executive Summary

Atlas Alpha Company Ltd is a newly incorporated micro-entity with a fragile financial position characterized by minimal net assets and balanced current liabilities and assets, limiting its liquidity and financial resilience. The company’s credit exposure should be managed cautiously with conditional approval and regular monitoring of its working capital and creditor obligations. Close oversight of future financial filings and operational performance is recommended to mitigate credit risk.

ATLAS ALPHA COMPANY LTD - Analysis Report

Company Number: 14256260

Analysis Date: 2025-07-29 18:00 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   Atlas Alpha Company Ltd is a micro private limited company operating in the buying and selling of own real estate. The company shows minimal net asset value (£100) and has a balance between current assets (£41,200) and liabilities (£41,200) that results in zero net current assets. Although the company is currently active with no overdue filings, the thin equity buffer and the presence of equal current liabilities to assets indicate limited financial strength and a lack of liquidity cushion. The single director and sole shareholder, Mr. Paul James Squire, provides stability in management, but the company’s ability to service debt or withstand financial stress is constrained. Credit should be extended on a conditional basis, requiring close monitoring or additional security to mitigate risk.

2. Financial Strength: Weak
   The balance sheet shows net assets of only £100, effectively representing the minimal share capital with no retained earnings or reserves. Current liabilities match current assets, resulting in zero net working capital. The company carries a creditor amount due after one year (£41,200), which offsets current assets and creates a fragile financial position. The absence of fixed assets or retained profits limits the company’s capacity to leverage or absorb losses. Overall, the financial strength is weak and vulnerable to adverse market conditions.

3. Cash Flow Assessment: Limited Liquidity
   Current assets recorded at £41,200 against equivalent current liabilities suggest tight liquidity. The company does not report cash or cash equivalents explicitly, but the balance sheet implies limited working capital availability. With only one employee and a micro entity filing regime, operating costs may be minimal, but the company’s ability to meet unexpected cash demands or service debt obligations is limited. Absence of historical profit data or cash flow statements restricts a comprehensive cash flow analysis; however, the balance sheet position signals constrained liquidity.

4. Monitoring Points:

• Monitor changes in net assets and working capital to detect any deterioration in financial health.
• Track creditor balances falling due after more than one year to assess long-term obligations.
• Review periodic filings for any late submissions or adverse changes in director appointments.
• Watch for any significant asset acquisitions or disposals that may impact liquidity or leverage.
• Assess the operational performance and cash flow generation once income statements and cash flow statements become available.