AYESHA KHATUN LIMITED

Executive Summary

Ayesha Khatun Limited exhibits a weak financial position with negative net assets and working capital, reflecting limited operational scale and liquidity constraints. The company’s ability to meet debt or commercial commitments appears compromised without external support. Credit approval is not recommended at this stage absent significant improvement in financial metrics or business activity.

AYESHA KHATUN LIMITED - Analysis Report

Company Number: 13816670

Analysis Date: 2025-07-29 16:41 UTC

1. Credit Opinion: DECLINE
   Ayesha Khatun Limited shows a deteriorating financial position with net liabilities of £167 as of 31 December 2023, down from net assets of £4,848 the prior year. The company’s current liabilities exceed current assets, resulting in negative working capital and poor liquidity. The limited operating history since incorporation in late 2021 and absence of employees or broader financial data suggest the business is either in a very early stage or inactive operationally. This raises concerns about its ability to service debt or meet commercial obligations without additional capital or guarantees.

2. Financial Strength:
   The balance sheet reveals weak financial strength. Current assets (cash only) stand at £1,253 against current liabilities of £1,420, indicating a negative net current asset position of £-167. Total equity is similarly negative at £-167. The company’s total assets are minimal and consist solely of cash, with no fixed or intangible assets reported. The decline from a positive net asset base in 2022 to a net liability position in 2023 signals erosion of capital, possibly due to operating losses or withdrawals.

3. Cash Flow Assessment:
   Cash of £1,253 is insufficient relative to current liabilities, indicating tight liquidity. The absence of other current assets such as receivables or inventory means liquidity depends solely on cash availability. With no employees and presumably limited business activity, cash flow generation appears minimal or negative. The company risks short-term cash flow problems unless supported by external funding or capital injection.

4. Monitoring Points:

• Monitor future account filings for signs of improved liquidity or capital injections.
• Watch for any changes in current liabilities and cash balances to assess short-term solvency.
• Track any operational developments or new contracts that would generate cash flow.
• Review director actions or PSC changes that might indicate restructuring or cessation risks.
• Keep an eye on overdue filings or any insolvency notices.