Company Number: 14027751

Analysis Date: 2025-07-29 14:14 UTC

1. Risk Rating: LOW

Justification: Aysa Capital Limited is a recently incorporated micro-entity with modest but positive net assets and net current assets. The company is current with statutory filings and shows a stable increase in net assets over the three years of available data. There are no indications of insolvency or liquidity distress in the provided accounts.

2. Key Concerns:

• Limited financial scale: The company’s total net assets and current assets are relatively small (£7,805 net assets as of April 2024), which could limit its capacity to absorb financial shocks or pursue significant growth without external funding.
• Long-term liabilities: The presence of £10,000 creditors falling due after more than one year should be monitored to ensure these obligations can be met as they mature.
• No profit and loss details: The absence of profit and loss information (not filed, per micro-entity exemption) restricts insight into operational profitability and cash flow generation, key for assessing ongoing sustainability.

3. Positive Indicators:

• Positive net current assets and net assets with consistent growth year-over-year indicate sound short-term liquidity and improving equity position.
• No overdue filings: The company is compliant with Companies House deadlines for both accounts and confirmation statements, demonstrating good governance practices.
• Single controlling shareholder/director with clear control and no noted disqualifications suggests stable management and governance structure.

4. Due Diligence Notes:

• Obtain management accounts or detailed profit and loss statements to assess operational cash flow, profitability, and business sustainability.
• Clarify the nature and terms of the £10,000 long-term creditor balance to evaluate repayment risk.
• Investigate business model and revenue streams given the SIC codes (financial intermediation and holding company activities) to understand operational risks and revenue stability.
• Confirm no director disqualifications or legal issues beyond public records.
• Review any related party transactions or dependence on the principal shareholder.