Company Number: 14188267

Analysis Date: 2025-07-20 17:29 UTC

1. Risk Rating: LOW
   Baileys Prestige & Performance Ltd demonstrates a positive net current asset position and healthy shareholders’ funds relative to its size, with no overdue filings or insolvency events, indicating a low immediate risk profile.

2. Key Concerns:

• Reliance on a single director and sole person of significant control (PSC) may pose governance and succession risks.
• Micro-entity financial statements limit detailed insights into profitability, cash flow, and operational performance.
• Small employee base (average 2-3) may constrain operational capacity and scalability.

3. Positive Indicators:

• Positive net current assets (£41,931 in 2024) suggest the company can meet short-term liabilities.
• No overdue statutory filings or compliance issues, indicating good regulatory adherence.
• Increasing shareholders’ funds year-on-year (from £37,814 in 2023 to £43,695 in 2024) shows strengthening equity base.
• Business operating in a defined niche (sale of used cars and light motor vehicles) with apparent asset stability.

4. Due Diligence Notes:

• Review detailed cash flow and profit & loss data not available in micro-entity filings to confirm operational sustainability.
• Investigate director’s background and financial commitments to assess personal risk exposure and governance robustness.
• Verify customer concentration, supply chain stability, and competitive positioning within the used car sales market.
• Confirm no undisclosed liabilities or contingent risks given limited disclosure typical of micro companies.