Company Number: 13141799

Analysis Date: 2025-07-29 12:49 UTC

1. Risk Rating: LOW
   BEARHAND DESIGN LIMITED demonstrates strong liquidity and solvency metrics with a consistently positive net current asset position and net assets that have grown substantially since incorporation. There are no overdue filings or indications of regulatory non-compliance.

2. Key Concerns:

• Limited operating history: Incorporated in 2021, the company has a relatively short financial track record which may limit assessment of long-term operational stability.
• Small scale: With only 2 employees on average and a nominal share capital of £100, growth potential and resource capacity may be constrained.
• Limited disclosure: The accounts are filed under the Total Exemption Full regime with no audit, and detailed profit and loss account information is not publicly available, restricting full financial analysis.

3. Positive Indicators:

• Strong liquidity: Cash balances increased to £138,588 in the latest year, comfortably covering current liabilities of £12,955.
• Growing net assets: Equity rose from £33,065 at incorporation to £212,576, indicating retained earnings accumulation and business growth.
• Compliance: All statutory filings including accounts and confirmation statements are up to date with no overdue notices.
• Clear governance: Single director with consistent appointment and no reported disqualifications.

4. Due Diligence Notes:

• Review underlying revenue trends and profitability, as detailed profit and loss accounts are not included in the filing and are needed to confirm operational sustainability.
• Validate the nature and collectability of debtors (£86,943) to ensure working capital quality.
• Assess business model scalability given the small team size and niche SIC classifications (photographic and specialised design).
• Confirm no contingent liabilities or off-balance sheet exposures exist beyond the accounts’ small companies regime disclosures.
• Investigate whether the company has plans for external financing or investment given low share capital.