BEAU PROPERTY DESIGN AND BUILD LIMITED

Executive Summary

Beau Property Design and Build Limited shows stable financial growth with increasing net assets and positive working capital, supporting its capacity to meet short-term obligations reliably. The company’s micro-entity scale and clean compliance record reduce credit risk, making it suitable for credit approval at SME lending levels. Ongoing monitoring should focus on liquidity trends and project execution to mitigate sector-specific risks.

BEAU PROPERTY DESIGN AND BUILD LIMITED - Analysis Report

Company Number: 12795335

Analysis Date: 2025-07-19 13:02 UTC

1. Credit Opinion: APPROVE. Beau Property Design and Build Limited demonstrates a modest but consistent improvement in net assets and working capital over the past four years, indicating stable financial management. The company operates in the property development sector with a micro-entity financial profile and no overdue filings, which supports reliability. Directors have no adverse records, and the business appears well managed given its scale. The company’s ability to meet short-term obligations is sound, justifying credit approval for typical SME lending limits.

2. Financial Strength: The company’s balance sheet reflects a steadily increasing net asset base, from £15,648 in 2020 to £29,748 by August 2024. Current assets have grown notably to £83,203, with current liabilities increasing but remaining well covered, resulting in net current assets of £36,248 as of the latest accounts. Shareholders’ funds have increased correspondingly, suggesting retained earnings or capital injections supporting growth. The micro-entity status limits detailed disclosures, but available data indicate a solid financial footing for its size.

3. Cash Flow Assessment: Working capital is positive and improving, with net current assets rising by approximately 28% over the last year. The increase in prepayments and accrued income suggests active project engagement and forward revenue recognition, typical for property development firms. Current liabilities are manageable relative to current assets, indicating sufficient liquidity to cover short-term debts. However, the company’s small scale and limited employee base (average 1) imply limited operational complexity and cash flow volatility is likely contained.

4. Monitoring Points:

• Track continued growth in net assets and working capital to ensure ongoing financial health.
• Monitor any significant increases in short-term liabilities, given the project-based nature of the business.
• Watch for changes in directors or significant control that could affect governance.
• Review future filings for any indication of project delays or cash flow strain.
• Confirm that revenue recognition and prepayment balances correlate with project milestones and cash receipt timing.