Company Number: 13150730

Analysis Date: 2025-07-29 20:44 UTC

1. Risk Rating: LOW
   The company demonstrates modest but positive net current assets and net assets, no overdue filings, and compliance with filing deadlines. The financial position is stable within the micro entity category, with no indications of insolvency or immediate liquidity pressures.

2. Key Concerns:

• Significant drop in current assets from £79,105 in 2023 to £10,419 in 2024 may signal reduced cash reserves or receivables, requiring further review.
• Relatively low absolute net asset base (£3,912) means limited financial buffer against unforeseen liabilities or operational disruptions.
• Small scale of operations (average 3 employees) and micro entity status may limit operational resilience and growth potential.

3. Positive Indicators:

• Positive net current assets and net assets consistently reported over the last four years indicate ongoing solvency.
• No overdue accounts or confirmation statements; compliance with statutory requirements is up to date.
• Stable governance with two directors and clear control structure, with no reported director misconduct or disqualifications.

4. Due Diligence Notes:

• Investigate reasons behind the sharp reduction in current assets in the latest financial year to assess potential liquidity risk or operational changes.
• Review detailed composition of current assets and liabilities for any short-term obligations or contingent liabilities not apparent in summary data.
• Confirm revenue streams and business model sustainability within the education sector, given the SIC codes (primary and secondary education).
• Clarify the nature of shareholders' funds and any capital contributions or retained earnings influencing net asset levels.
• Verify if there are any related party transactions or off-balance sheet commitments that could affect financial stability.