Company Number: 14192616

Analysis Date: 2025-07-19 12:57 UTC

1. Credit Opinion: DECLINE
   BEEZY ECO LTD is a micro-entity incorporated in 2022, operating in retail sales via internet/mail order. The company’s financials show persistent negative net current assets and net liabilities (£417 in 2024, worsening from £128 in 2023), indicating a weak liquidity position. The company relies heavily on director support for ongoing operations, with no evidence of profitability or positive cash flow. Lack of working capital and reliance on director funding raise concerns about the company’s ability to meet debt obligations or service credit facilities without external support.

2. Financial Strength:
   The balance sheet reveals limited asset base and increasing current liabilities outstripping current assets (2024: Current Assets £344 vs Current Liabilities £761). Net assets and shareholder funds are negative and deteriorating, signaling erosion of equity and capital deficiency. The company’s micro status means minimal financial disclosures, but the trend is clearly negative with no fixed assets or reserves to buffer financial stress. The absence of profitability and net liabilities suggest the company is financially fragile.

3. Cash Flow Assessment:
   The negative net current assets position indicates working capital deficiency and potential cash flow constraints. The company’s small scale (single employee) and reliance on director support imply limited operational cash generation. No cash or bank balances are disclosed explicitly, but creditor levels exceeding current assets suggest payment delays or reliance on external funds. The going concern note depends on director support rather than operational cash flows, which poses a risk if that support ceases.

4. Monitoring Points:

• Improvement in working capital and reversal of net liabilities into positive net current assets.
• Evidence of sustainable cash generation from operations or external funding arrangements.
• Timely filing of accounts and confirmation statements to maintain compliance and transparency.
• Director’s ongoing financial support and any changes in management or ownership structure.
• Business growth indicators such as turnover increase, profitability, and customer base expansion.