B.E.N RESIDENTIAL LTD

Executive Summary

B.E.N RESIDENTIAL LTD is a very small, micro-entity operating in real estate agencies with minimal net assets and working capital. While compliance with filing requirements is current and the company shows a slight financial improvement in 2024, its tight liquidity position and limited operational scale present moderate solvency and operational risks. Further review of cash flow management and growth plans is recommended to assess long-term sustainability.

B.E.N RESIDENTIAL LTD - Analysis Report

Company Number: 14169917

Analysis Date: 2025-07-29 17:51 UTC

1. Risk Rating: MEDIUM
   The company shows minimal net assets and working capital, indicating limited financial buffer. While it remains active and compliant with filings, the low equity base and small size present solvency and liquidity risks typical for a micro-entity in its early stage.

2. Key Concerns:

• Very low net assets and net current assets: £536 net assets and net current assets as of June 2024 reflect an extremely tight financial position, raising concerns about the company’s ability to meet obligations if unexpected expenses arise.
• Small scale of operations: The company operates with only one employee and minimal current assets, which could limit operational stability and scalability.
• Negative net assets in prior years: The company’s net assets were negative (£-1,317) in both 2022 and 2023, only turning marginally positive in 2024, suggesting recent improvement but also historical financial stress.

3. Positive Indicators:

• Up-to-date statutory filings: Both accounts and confirmation statements are filed on time, indicating good regulatory compliance.
• Improvement in financial position: Movement from negative net assets to a small positive position in 2024 suggests management has taken steps towards stabilizing finances.
• Clear accounting policies and director transparency: Accounts prepared under micro-entity standards with clear disclosures and director sign-off demonstrate governance awareness.

4. Due Diligence Notes:

• Investigate cash flow sources and sustainability: Given the low current assets and liabilities nearly matching assets, assess how the company generates and manages cash flow to sustain operations.
• Review director’s plans for growth or capital injection: The small equity base requires confirmation of any planned funding or business development to support future viability.
• Examine the nature of current liabilities: Understand what short-term obligations the company has and their timing to evaluate liquidity risk more precisely.