BEN SIMMONS CONSULTING & COACHING LIMITED
Company number 06657245 · Monitor this company
This analysis was written by an AI from the company's public filings. It may contain errors or omissions and is not financial or professional advice.
Financial Health Assessment: Ben Simmons Consulting & Coaching Limited
1. Financial Health Score: F (Critical/Terminal Condition)
This patient has been pronounced. The company is in Liquidation and the financial statements reveal a terminal pattern of value extraction by the controlling director prior to cessation. The company's vital signs have collapsed, with cash reserves drained by 99.99% and all physical assets disposed of. This is not a business in temporary distress—this is a corporate body in the final stages of dissolution.
2. Key Vital Signs
| Vital Sign | 2026 | 2025 | Change | Status |
|---|---|---|---|---|
| Cash | £133 | £983,444 | -99.99% | ☠️ Critical |
| Net Assets | £1,165,930 | £1,198,502 | -2.7% | ⚠️ Misleading |
| Director's Loan | £1,152,372 | £130,028 | +786% | 🚨 Red Flag |
| Fixed Assets | £0 | £72,368 | -100% | ☠️ Stripped |
| Stock/Work in Progress | £0 | £39,323 | -100% | ☠️ Cleared |
| Trade Debtors | £3,501→£0 | £8,000 | Eliminated | ⚠️ Concerning |
| Corporation Tax Recoverable | £13,425 | £6,363 | +110% | ℹ️ Note |
| Total Current Liabilities | £1,152,372 | £93,503 | +1,132% | 🚨 Red Flag |
Vital Signs Interpretation
🩸 Cash Hemorrhage (Critical): The company has suffered catastrophic blood loss in its cash reserves. Cash dropped from £983,444 to just £133—a 99.99% decline. This is the financial equivalent of massive internal bleeding; the company cannot survive on £133 regardless of other metrics.
💉 Director's Loan Transfusion (Red Flag): Simultaneously, the director's loan balance exploded from £130,028 to £1,152,372—an increase of £1,022,344. This is not organic growth; this is a direct extraction of company value into the hands of the controlling shareholder who owns >75% of shares and voting rights.
🦴 Asset Stripping (Critical): All tangible fixed assets (£72,368 net book value) were disposed of during the year. Plant, machinery, motor vehicles, and fixtures—all gone. The company has been stripped to the bone.
📦 Inventory Eliminated: Work in progress (£39,323) was cleared to zero. The company has no ongoing projects or stock.
🫁 Working Capital Collapse: Based on the balance sheet figures: - Current Assets: £13,558 - Current Liabilities: £1,152,372 - Working Capital: -£1,138,814
The company has negative working capital of over £1 million. This means current liabilities exceed current assets by an enormous margin