BENTLEY MORGAN PROPERTY SOLUTIONS LTD

Executive Summary

Bentley Morgan Property Solutions Ltd exhibits significant solvency and liquidity risks as evidenced by its negative net assets and minimal cash relative to liabilities. While compliance with filing deadlines is maintained, the company’s financial position and short operating history raise concerns about its operational sustainability. Further investigation into liabilities and funding plans is recommended before considering investment.

BENTLEY MORGAN PROPERTY SOLUTIONS LTD - Analysis Report

Company Number: 14517805

Analysis Date: 2025-07-20 17:18 UTC

1. Risk Rating: HIGH
   The company shows significant negative net current assets and shareholders' funds, indicating a solvency risk. The very low cash balance relative to current liabilities suggests acute liquidity concerns for meeting short-term obligations.

2. Key Concerns:

• Net current liabilities of £34,726 against cash of only £486 indicate immediate liquidity stress.
• Negative shareholders' funds (£-34,726) point to an insolvent balance sheet.
• The company is very young (incorporated Dec 2022) with no audit and limited financial history, increasing uncertainty over operational sustainability.

3. Positive Indicators:

• No overdue filing of accounts or confirmation statements, indicating compliance with statutory filing requirements.
• Single director/PSC with full control may allow for swift decision-making.
• The company is classified as a small entity and has a simple corporate structure which may reduce governance complexity.

4. Due Diligence Notes:

• Investigate the nature and terms of the £35,212 current liabilities to assess immediate repayment obligations and creditor exposure.
• Clarify business model viability given the development and property letting SIC codes, especially revenue generation plans.
• Review director plans or additional funding sources to address negative equity and liquidity shortfalls.
• Confirm whether there are any contingent liabilities or related party transactions not disclosed.
• Evaluate any external financing or shareholder support arrangements that may mitigate solvency risk.