BERESFORD'S PROPERTY SOLUTIONS LIMITED

Executive Summary

Beresford’s Property Solutions Limited is an inactive start-up with no trading history and nominal financial resources. The lack of operating data and minimal capital base present a high credit risk, making credit approval unsuitable at this time. Future evaluation should focus on operational performance and cash flow once trading commences.

BERESFORD'S PROPERTY SOLUTIONS LIMITED - Analysis Report

Company Number: 15086467

Analysis Date: 2025-07-20 11:23 UTC

1. Credit Opinion: DECLINE
   Beresford’s Property Solutions Limited is a newly incorporated dormant company with minimal financial activity and no trading history. Its balance sheet shows nominal cash and net assets of £100, reflecting only initial share capital. There is no evidence of operating revenue, profit generation, or sustainable cash flow to support debt servicing. Without trading history or financial performance data, the company poses a high credit risk. Approval for credit facilities cannot be recommended at this stage.

2. Financial Strength:
   The company’s financial position is extremely limited. It holds current assets of £100 (cash) and no liabilities, resulting in net assets and shareholder funds of £100. The company qualifies as dormant and has not commenced trading. The balance sheet is essentially the initial capital injection with no fixed assets or working capital. This very thin equity base cannot absorb losses or support business operations.

3. Cash Flow Assessment:
   Cash on hand is £100, indicating no substantive liquidity. There are no reported revenues, receivables, or other current assets to support working capital needs. No cash flow statements or profit and loss accounts are available due to dormant status. The company’s ability to generate or manage cash flow remains unproven and uncertain.

4. Monitoring Points:

• Commencement of trading and filing of first full accounts showing revenues, expenses, and profitability.
• Cash generation and working capital management once operational.
• Changes in ownership or director appointments that could affect governance or financial stewardship.
• Timely filing of statutory accounts and confirmation statements to ensure ongoing compliance.
• Any credit or trade references established as business activity begins.