Company Number: 13040536

Analysis Date: 2025-07-29 14:33 UTC

1. Risk Rating: LOW
   Bespire Learning Limited demonstrates a solid net asset position and positive working capital with no overdue filings, indicating low immediate financial and regulatory risk typical of a micro-entity in the education sector.

2. Key Concerns:

• Limited scale and employee base (only 1 employee reported) may constrain operational capacity and growth potential.
• Share capital is nominal (£100), which is common for micro-entities but suggests limited equity buffer.
• Financial data is unaudited and prepared under micro-entity provisions, potentially limiting transparency and detail for thorough risk assessment.

3. Positive Indicators:

• Consistent growth in net current assets and net assets over the last three years, from £7,591 (2020) to £31,159 (2023), reflecting improving financial health.
• Current liabilities remain low relative to current assets, yielding strong net working capital (£31,665 in 2023), suggesting good short-term liquidity.
• No overdue accounts or confirmation statement filings, indicating sound compliance and governance practices.
• Directors have been in place since incorporation with no adverse records disclosed, supporting stable leadership.

4. Due Diligence Notes:

• Review detailed profit and loss information if available to understand revenue streams, profitability, and cash flow dynamics beyond balance sheet strength.
• Verify absence of director disqualifications or regulatory actions through official registers.
• Confirm the nature and sustainability of the business model in "Other education not elsewhere classified" SIC code to assess operational stability and market positioning.
• Consider obtaining management accounts or cash flow forecasts to evaluate liquidity beyond the year-end snapshot.
• Assess any related party transactions or contingent liabilities not evident in micro-entity filings.