Company Number: 13005208

Analysis Date: 2025-07-20 14:21 UTC

1. Risk Rating: LOW
   The company demonstrates a strong net asset position with consistent equity above £1.1 million and minimal current liabilities, suggesting low solvency and liquidity risk. The micro-entity accounting regime and exemption from audit limit detailed financial insight but do not indicate immediate financial distress.

2. Key Concerns:

   • Limited disclosure: The company files under micro-entity provisions with no profit and loss account included, restricting transparency on operational performance and cash flow.
   • No significant PSC information disclosed: Lack of information on persons with significant control may hinder full governance assessment.
   • Small scale of operations: With only 4 employees and classification as a micro-entity, business sustainability and growth capacity may be limited, impacting long-term operational stability.

3. Positive Indicators:

   • Strong equity base: Shareholders’ funds consistently above £1.1 million with net current assets substantially exceeding current liabilities.
   • Up-to-date filings: Both accounts and confirmation statements are filed on time, indicating compliance with regulatory requirements.
   • Stable asset base: Fixed assets remain constant at £930,000 over four years, suggesting asset preservation and management stability.

4. Due Diligence Notes:

   • Investigate the nature and liquidity of fixed assets valued at £930,000 to assess their realizability in a stress scenario.
   • Obtain internal management accounts or other financial performance data to evaluate profitability, cash flow generation, and operational sustainability.
   • Clarify ownership and control structures due to absence of PSC data to understand governance and potential concentration risks.
   • Confirm any off-balance sheet liabilities or contingent exposures not captured in micro-entity filings.