BHASHINI PROPERTIES LIMITED

Executive Summary

BHASHINI PROPERTIES LIMITED shows early signs of financial recovery with a slight positive net asset position after prior deficits, indicating improved business health. However, significant long-term liabilities and limited equity capital pose risks that require careful management. With focused cash flow control, debt restructuring, and capital strengthening, the company can build a more robust financial foundation.

BHASHINI PROPERTIES LIMITED - Analysis Report

Company Number: SC679927

Analysis Date: 2025-07-29 13:07 UTC

Financial Health Assessment for BHASHINI PROPERTIES LIMITED
Date of Assessment: April 2024

---

1. Financial Health Score: C

Explanation:
The company shows some improvement in net assets over the latest year but is still relatively fragile financially. The positive turnaround from negative net assets to a small positive value indicates early recovery symptoms but the thin equity buffer and ongoing current liabilities suggest caution. This score reflects a company not in immediate distress but with underlying vulnerabilities that need monitoring and management.

---

2. Key Vital Signs:

Metric	Latest (FY 2023)	Interpretation
Fixed Assets	£55,276	Stable asset base, indicating investment in property-related assets consistent with business activity.
Current Assets	£6,584	Low current assets signal limited liquid resources available for short-term obligations, but an increase from previous years.
Current Liabilities	£868	Current liabilities are minimal, showing manageable short-term debts.
Net Current Assets	£5,716	Positive working capital indicates sufficient short-term liquidity to cover immediate debts.
Creditors (Long-term liabilities)	£57,458	Significant long-term obligations relative to assets, indicating financial leverage and potential risk.
Net Assets	£3,459	Slightly positive net assets reflect a marginally healthy equity position after prior deficits.
Share Capital	£2.00	Very minimal share capital, typical for micro-entity but low capitalisation overall.
Employees	0	No employees, indicating low operational overhead but possibly limited business scale.

Summary of Vital Signs:
The company exhibits "symptoms" of a young micro-entity with a limited capital base and early-stage financial recovery. The stable fixed assets are a positive "heartbeat," but the heavy long-term liabilities represent an underlying "stress" that must be managed carefully. The improving net assets suggest the company is moving from financial distress towards a healthier state but remains vulnerable.

---

3. Diagnosis:

BHASHINI PROPERTIES LIMITED operates in the real estate management and letting sector, consistent with its fixed asset holdings (£55k in property assets). The company’s financial statements show a turnaround from net liabilities of £239 in 2022 to net assets of £3,459 in 2023. This is a positive sign indicating some recovery in equity, likely due to reduced losses or improved income, although the profit and loss account was not filed publicly.

The company has minimal current liabilities and a small positive working capital, indicating it can meet short-term obligations—a "healthy pulse" in cash flow terms. However, the presence of significant long-term liabilities (£57k+) against a modest asset base is a symptom of financial leverage which could cause "circulatory stress" if cash flow tightens.

No employees are reported, which reduces fixed costs but may limit growth capacity. The very low share capital (£2) is typical for micro-entities but means limited equity cushion against future shocks.

Overall, the company is in a fragile but stable condition, showing early signs of recovery but still "at risk" from its debt structure and small capital base.

---

4. Recommendations:

• Enhance Cash Flow Monitoring: Regularly track cash inflows and outflows to ensure short-term obligations remain manageable, preventing liquidity crises.
• Review Debt Structure: Investigate opportunities to refinance or reduce long-term liabilities to lower financial leverage and associated risks.
• Increase Capital Reserves: Consider capital injection or retained earnings to build a stronger equity buffer to absorb potential future losses.
• File Full Accounts Promptly: Submit profit and loss statements to provide a fuller picture of financial performance to stakeholders.
• Explore Growth Opportunities: Evaluate the potential for expanding operations or increasing rental income to strengthen revenue base.
• Maintain Compliance: Keep filing returns and accounts up to date to avoid penalties and maintain good standing with Companies House.
• Consider Professional Advice: Engage financial advisors for strategic planning to improve financial resilience and long-term viability.

---