BIMSTREAM AP CAD SERVICES LTD

Executive Summary

Bimstream Ap Cad Services Ltd presents a sound micro-entity financial profile with improving net assets and positive working capital, supporting its ability to meet short-term obligations. The company’s small scale and early stage warrant moderate credit exposure, but current figures suggest adequate financial resilience and management prudence. Continued monitoring of profitability and liquidity metrics is recommended as the business develops.

BIMSTREAM AP CAD SERVICES LTD - Analysis Report

Company Number: 14149571

Analysis Date: 2025-07-29 20:06 UTC

1. Credit Opinion: APPROVE Bimstream Ap Cad Services Ltd is a micro private limited company actively operating since mid-2022 in engineering-related technical consulting. The company shows a positive net asset base that has increased from £4,705 to £9,561 over two years, indicating growth. Current liabilities remain manageable relative to current assets, which supports short-term solvency. The director, who also holds full control, appears stable with no adverse records. Given its micro size and early stage, credit exposure should be moderate, but the company demonstrates sufficient financial discipline and capacity to meet debt obligations at this stage.

2. Financial Strength: The balance sheet shows a small but improving net asset position, doubling over two years to £9,561. Current assets increased by over 50% from £22,067 to £33,601, while current liabilities rose moderately from £17,362 to £24,040. The company maintains positive working capital (£9,561), indicating good short-term financial health. The sole director’s equity injection or earnings have strengthened shareholders’ funds, suggesting prudent financial stewardship. No long-term debt or fixed assets are reported, typical for a micro entity focused on services.

3. Cash Flow Assessment: The net current assets figure confirms liquidity sufficient to cover short-term liabilities by a comfortable margin. There is no indication of cash flow stress or reliance on external financing to meet immediate obligations. The working capital position improved year-on-year, reflecting better cash management or revenue growth. However, detailed profit and loss data are unavailable, so the sustainability of cash inflows remains unverified. Continued monitoring of cash generation relative to payables will be critical as the business scales.

4. Monitoring Points:

• Track revenue growth and profitability once P&L statements are available to confirm positive operating cash flow.
• Monitor current liabilities trends to ensure they do not outpace current assets and strain liquidity.
• Observe director’s continued involvement and absence of any adverse regulatory or credit events.
• Review any changes in share capital or external borrowing that could impact financial leverage.
• Assess impact of market conditions on the engineering consulting sector that could affect client demand and payment cycles.