BLINK RIPPLE LIMITED

Executive Summary

Blink Ripple Limited is a newly formed micro-entity in the IT consultancy sector with a healthy net asset base and good compliance track record. While the outstanding director loan and limited operational scale warrant monitoring, no immediate solvency or liquidity risks are evident. Continued oversight of trading activity and governance is recommended to confirm ongoing stability.

BLINK RIPPLE LIMITED - Analysis Report

Company Number: 14762248

Analysis Date: 2025-07-19 12:21 UTC

1. Risk Rating: LOW
   Blink Ripple Limited shows a solid net asset position for a micro-entity with assets exceeding liabilities by £53,343. The absence of overdue filings and the provision of up-to-date financials reduce regulatory risk. The company is new but appears well-capitalized relative to its size and sector.

2. Key Concerns:

• The company is newly incorporated (less than 2 years old), which inherently carries some operational and market risk due to limited trading history.
• Director loans totaling £23,804 are outstanding, unsecured, interest-free, and repayable on demand; this could present liquidity risk or related party transaction concerns if not managed carefully.
• The company operates with only one employee (the director), which may limit operational capacity and resilience.

3. Positive Indicators:

• Positive net current assets (£19,888) indicate adequate short-term liquidity to meet obligations as at the year end.
• No overdue accounts or confirmation statements reflect good compliance and governance discipline.
• Ownership and control by a single director/shareholder ensures clear decision-making authority and reduces potential governance conflicts.
• The company benefits from micro-entity accounting provisions, reducing complexity and costs.

4. Due Diligence Notes:

• Verify the nature and purpose of the director loan: confirm repayment terms, potential impact on cash flows, and whether it is properly disclosed and managed according to corporate governance standards.
• Review any contracts or commitments given the single-person operation to assess operational risk and sustainability.
• Monitor subsequent filings and financial performance updates for signs of trading progress or emerging issues.
• Confirm no adverse history or disqualifications related to the sole director.