BLKIAM LTD

Executive Summary

BLKIAM LTD is a newly formed dormant company with no trading history or financial performance. Its minimal financial resources and lack of operational activity mean it cannot currently support credit facilities. Credit approval is not recommended until evidence of trading and cash flow generation is available.

BLKIAM LTD - Analysis Report

Company Number: 14818778

Analysis Date: 2025-07-29 18:01 UTC

1. Credit Opinion: DECLINE
   BLKIAM LTD is a newly incorporated (April 2023) private limited company classified as dormant. It has no trading history or financial performance data beyond a nominal cash balance of £100 and net assets of £100. The lack of operating activity, revenue, and profitability precludes any meaningful assessment of its ability to service debt or meet financial obligations. The company’s dormant status and minimal financial footprint present a high credit risk without further operational evidence.

2. Financial Strength:
   The company’s balance sheet is minimal, showing only £100 in cash and shareholder funds of £100, reflecting initial share capital. There are no fixed or current assets, liabilities, or working capital to support any business activity. This lack of financial substance indicates no capacity to absorb losses or fund operations, signifying very weak financial strength at present.

3. Cash Flow Assessment:
   With only £100 in cash and no reported revenues or expenses, BLKIAM LTD has no operating cash flow or working capital. This absence of liquidity means it cannot currently meet any debt service, supplier payments, or overhead costs. Any credit exposure would rely entirely on external funding or shareholder support.

4. Monitoring Points:

• Confirmation of commencement of trading and generation of operating revenues.
• Filing of first full accounts with detailed profit and loss and cash flow statements.
• Monitoring of working capital trends and any new liabilities or borrowings.
• Management capability and financial stewardship as demonstrated in future filings.
• Any changes in company status or director conduct that may affect creditworthiness.