BLOOM AND BLING OCCASIONS LTD

Executive Summary

Bloom and Bling Occasions Ltd is an early-stage micro entity with minimal trading activity and negligible financial resources. The company’s zero net assets, lack of working capital, and small turnover indicate very weak creditworthiness. Without material operational improvements or capitalisation, the company is not currently suitable for credit facilities.

BLOOM AND BLING OCCASIONS LTD - Analysis Report

Company Number: 14024589

Analysis Date: 2025-07-29 14:14 UTC

1. Credit Opinion: DECLINE
   Bloom and Bling Occasions Ltd demonstrates extremely limited trading activity and financial substance. With turnover of only £270 in the latest year, a loss of £37, zero assets, and zero net current assets, the company lacks operational scale and financial resilience. Absence of working capital and no tangible equity undermine its ability to service debt or absorb shocks. The company’s micro entity status and sole director/shareholder control further concentrate risk. Without meaningful revenue growth or improved financials, credit exposure would be very high and repayment capability questionable.

2. Financial Strength:
   The balance sheet is effectively nil with no fixed or current assets, no liabilities, and zero net assets/shareholders funds. This indicates no capital buffer or resources to support trading or cover unexpected costs. The company has not generated profits or built reserves since incorporation in 2022. The absence of physical or financial assets and zero working capital position signal very weak financial standing.

3. Cash Flow Assessment:
   Cash flow appears negligible given zero current assets and liabilities and minimal turnover. There is no evidence of cash or receivables to support ongoing operations. The loss recorded, albeit small, further points to negative operating cash flow. Without external funding or capital injections, liquidity risk is high and the company is unlikely to meet short-term obligations beyond immediate expenses.

4. Monitoring Points:

• Revenue growth trajectory and diversification of income streams.
• Generation of positive net current assets and working capital improvements.
• Changes in capital structure or shareholder equity inflows.
• Management actions to improve financial position or operational scale.