Company Number: 13002584

Analysis Date: 2025-07-20 13:10 UTC

1. Risk Rating: LOW
   The company shows a consistent positive net asset position with increasing net current assets over four financial years, no overdue filings, and no indication of financial distress or regulatory non-compliance. The micro-entity scale and stable shareholder funds further support a low solvency and liquidity risk profile.

2. Key Concerns:

• Limited scale of operations: Being a micro-entity with modest current assets (~£41.6k) and only 2 employees in the most recent year may constrain growth potential and resilience to economic shocks.
• Lack of detailed financial disclosures: Micro-entity accounts provide minimal insight into profitability, cash flows, or contingent liabilities, limiting deeper risk assessment.
• Single director structure: With only one director and no PSC data disclosed, there may be governance concentration risks that should be reviewed.

3. Positive Indicators:

• Strong liquidity position: Net current assets have increased steadily from £10.4k in 2020 to £41.6k in 2023, indicating the company can meet short-term obligations comfortably.
• Up-to-date statutory compliance: Accounts and confirmation statements are filed on time, with no overdue filings or penalties indicated.
• Positive net asset growth: Shareholders’ funds have grown fourfold since incorporation, reflecting capital accumulation or retained earnings supporting solvency.

4. Due Diligence Notes:

• Review detailed financial performance metrics if available beyond micro-entity accounts to assess profitability and cash flow sustainability.
• Confirm the nature of the company’s business activities under SIC 96090 and assess market conditions and revenue streams for sustainability.
• Investigate director background and any related party transactions given the single director setup to evaluate governance and operational risks.
• Verify if there are any off-balance-sheet liabilities or contingent risks not captured in the micro-entity filings.