BME CONSULTANCY SERVICES LTD

Executive Summary

BME Consultancy Services Ltd is a micro-entity with very limited financial resources and minimal net assets, raising concerns about its solvency and operational sustainability. The company maintains good compliance with statutory filings but lacks publicly available profit and loss data, limiting assessment of its financial health. Further due diligence on cash flow, revenue generation, and business operations is essential before considering investment.

BME CONSULTANCY SERVICES LTD - Analysis Report

Company Number: 12555118

Analysis Date: 2025-07-20 13:09 UTC

1. Risk Rating: HIGH
   Justification: The company shows minimal net assets (£10) and very low current assets (£364 as of 2024) with no indication of revenue or profit data. The micro-entity accounts lack a profit and loss statement, limiting insight into operational income or expenses. The small asset base and minimal equity strongly suggest limited financial resilience and potential solvency risk.

2. Key Concerns:

• Minimal Net Assets and Equity: The company's net assets and shareholders’ funds remain at £10 across multiple years, indicating no retained earnings or accumulated profits.
• Low Current Assets and Working Capital: Current assets are nominal (£364 in 2024), with no significant cash or liquid assets visible to cover liabilities or operational costs.
• Absence of Profit & Loss Data: The company has not filed a profit and loss account, impairing assessment of operational performance, profitability, and cash flow sustainability.

3. Positive Indicators:

• Compliance with Filing Requirements: The company is up to date with both accounts and confirmation statement filings, indicating good regulatory compliance and governance practices.
• Stable Director Appointments: Both directors have been in place since incorporation, providing continuity in management.
• Micro-entity Status: Limited filing requirements reduce administrative burden and suggest a small-scale operation, which may be manageable with low capital.

4. Due Diligence Notes:

• Investigate Income Generation and Profitability: Obtain detailed financial statements or management accounts to understand revenue streams and profit margins.
• Assess Cash Flow and Liquidity: Review bank statements or cash flow forecasts to evaluate the company’s ability to meet short-term obligations.
• Understand Business Model and Client Base: Clarify the nature of consultancy services provided, market demand, and client contracts to gauge operational sustainability.
• Confirm No Outstanding Liabilities: Verify if any trade creditors, loans, or contingent liabilities exist that could affect solvency.
• Review Directors’ Backgrounds: While no disqualifications are noted, further checks on director creditworthiness and business reputation may be prudent.