BRAINGAIN CONSULTANCY (BGC) LTD

Executive Summary

BRAINGAIN CONSULTANCY (BGC) LTD currently presents a high risk profile due to negative net assets and limited liquidity shortly after incorporation. While there are no regulatory compliance issues, the company’s financial position suggests it may struggle to meet short-term obligations without additional funding. Further due diligence on creditor terms and future cash flow prospects is recommended before investment consideration.

BRAINGAIN CONSULTANCY (BGC) LTD - Analysis Report

Company Number: 15238420

Analysis Date: 2025-07-29 12:32 UTC

1. Risk Rating: HIGH
   Justification: The company shows net current liabilities and net negative shareholders’ funds, indicating insolvency risk. The very low cash balance (£98) versus current liabilities (£1,004) highlights liquidity concerns. Being newly incorporated (Oct 2023) with limited operational history further elevates risk.

2. Key Concerns:

• Negative net current assets (-£906) and net liabilities indicate the company is technically insolvent at the reporting date.
• Minimal cash on hand (£98) relative to short-term creditors suggests potential difficulty meeting immediate obligations.
• No revenue or profit figures disclosed, and limited operational history prevent assessment of business sustainability or cash flow generation.

3. Positive Indicators:

• The company is compliant with filing deadlines for both accounts and confirmation statements, indicating good regulatory adherence.
• Ownership and control are concentrated with a single director/shareholder who is actively involved, which can support decisive management.
• The business is classified under management consultancy, which typically requires low capital expenditure and can scale with limited fixed assets.

4. Due Diligence Notes:

• Investigate the nature and terms of the current liabilities (£1,004) to understand creditor exposure and payment timelines.
• Review any contracts or client pipeline to assess potential for revenue generation and cash inflows.
• Understand the director’s plans for capital injection or funding to improve solvency and liquidity.
• Confirm if there are any contingent liabilities or off-balance sheet obligations not disclosed.
• Monitor future filings for operational progress and financial performance trends.