Company Number: 13516864

Analysis Date: 2025-07-29 14:16 UTC

1. Credit Opinion: APPROVE
   Bubble Rocket Limited demonstrates a positive and improving financial position with increasing net assets and working capital. The company shows sound liquidity and no overdue filings, indicating good financial stewardship by management. Given its micro size and early stage, the company’s ability to meet short-term obligations is strong, and there is no indication of financial distress or operational risk.

2. Financial Strength:
   The company’s net assets have grown significantly from a negative £53,681 at incorporation to £38,107 as of the latest accounts (July 2024). Fixed assets remain minimal (£1,066), which is typical for a software development business. The balance sheet shows a solid net current asset position of £38,241, reflecting a strong working capital buffer. Shareholders’ funds have also increased steadily, primarily driven by retained earnings or capital injections, indicating improving financial health.

3. Cash Flow Assessment:
   Current assets at £47,148 significantly exceed current liabilities of £17,287, providing ample liquidity for day-to-day operations. The net current assets position confirms adequate short-term cash flow and working capital management. The company’s small scale and micro entity reporting mean detailed cash flow data is not disclosed, but the balance sheet structure supports confidence in meeting short-term financial commitments.

4. Monitoring Points:

• Continued growth in working capital and net assets to ensure financial stability.
• Monitor any increase in current liabilities or accruals that could strain liquidity.
• Watch for revenue growth and profitability data once available to confirm sustainable cash generation.
• Keep an eye on director’s future filings and any changes in ownership or control that might impact credit risk.