BUREAU LTD

Executive Summary

Bureau Ltd is a dormant company with no trading activity and minimal financial resources, making it unsuitable for credit extension at this time. The company’s balance sheet and cash flows reflect inactivity rather than operational viability. Credit approval is declined pending evidence of business activation and financial strengthening.

BUREAU LTD - Analysis Report

Company Number: 13124727

Analysis Date: 2025-07-20 11:51 UTC

1. Credit Opinion: DECLINE
   Bureau Ltd is a dormant private limited company with minimal financial activity and no substantive trading history. Its financial statements show negligible assets (£117 cash) and no liabilities, reflecting inactivity rather than operational strength. The company’s turnover is effectively nil, with no employees currently, and it does not generate meaningful cash flows to service any debt or credit facility. Given the lack of trading history and financial substance, the company is not currently creditworthy.

2. Financial Strength:
   The balance sheet reveals a very weak financial position. The company holds only £117 in cash with no other assets or liabilities. Shareholders’ funds stand at £117, indicating minimal capitalization. The absence of current liabilities is positive in isolation but primarily reflects dormancy rather than sound financial management or operational robustness.

3. Cash Flow Assessment:
   Cash flow is negligible and stagnant, with cash balances decreasing slightly from £145 in 2023 to £117 in 2024. There is no evidence of operating cash inflows, and the company currently has zero employees and no trading activity. Working capital is positive but trivial, reflecting the dormant status rather than liquidity strength.

4. Monitoring Points:

• Any change from dormant to active trading status should be closely monitored for emerging revenue streams and cash flow generation.
• Watch for any increase in liabilities or credit commitments that could strain limited cash resources.
• Review updates to filed accounts and confirmation statements for indications of business strategy or financial restructuring.
• Monitor director changes or PSC disclosures for possible shifts in management or ownership control that may impact credit risk.