BUSINESS ANALYTICS LTD

Executive Summary

Business Analytics Ltd exhibits a strong solvency and liquidity position with significant equity growth and full compliance with regulatory filings. However, its very recent incorporation and concentrated ownership structure warrant further investigation to confirm operational sustainability and governance robustness. Overall, the company currently presents a low financial risk profile but would benefit from deeper due diligence on cash flows and business prospects.

BUSINESS ANALYTICS LTD - Analysis Report

Company Number: 14501506

Analysis Date: 2025-07-29 12:33 UTC

1. Risk Rating: LOW
   Business Analytics Ltd demonstrates a solid solvency position with net assets increasing significantly from £1,591 in 2023 to £49,506 in 2024. Current assets comfortably exceed current liabilities, indicating good liquidity. The company is active, compliant with filing deadlines, and no adverse governance or regulatory issues are evident.

2. Key Concerns:

• Limited operating history: Incorporated in late 2022, the company’s short track record limits visibility on sustained operational stability.
• Minimal fixed assets: Fixed assets remain nominal (£623), potentially indicating limited investment in long-term operational infrastructure.
• Single director control: One individual controls 75-100% of shares and voting rights, concentrating governance and decision-making risk.

3. Positive Indicators:

• Strong liquidity: Current assets of £95,355 versus current liabilities of £46,470 yield net current assets of £48,885, indicating ability to meet short-term obligations.
• Rapid growth in net assets: Equity increased over 30-fold in one year, suggesting capital injections or profitable operations.
• Compliance: Up-to-date accounts and confirmation statement filings with no overdue reports, showing regulatory adherence.
• Micro-entity filing with exemption from audit reduces administrative burden and cost.

4. Due Diligence Notes:

• Investigate source of increase in net assets between 2023 and 2024—whether from capital investment, retained earnings, or other means.
• Review cash flow statements and profit & loss accounts (not filed publicly) to assess operational cash generation and profitability.
• Evaluate business model sustainability given limited asset base and young company age.
• Assess director background and governance practices due to concentrated ownership and control.
• Confirm absence of contingent liabilities or off-balance sheet risks not disclosed in micro-entity accounts.