C JACQUES ENGINEERING LTD

Executive Summary

C JACQUES ENGINEERING LTD is a newly formed micro-entity with a solid initial equity base and positive working capital, indicating sound financial stewardship at start-up. The company currently demonstrates low credit risk with no overdue filings or significant liabilities, though limited trading history warrants modest credit exposure initially. Ongoing monitoring of cash flow and operational performance will be critical to ensure the company’s ability to meet future obligations as it grows.

C JACQUES ENGINEERING LTD - Analysis Report

Company Number: 15170279

Analysis Date: 2025-07-29 12:48 UTC

1. Credit Opinion: APPROVE (Low Risk, Start-up Stage) C JACQUES ENGINEERING LTD is a newly incorporated micro-entity specializing in repair and maintenance of aircraft and spacecraft. The company shows a positive net current asset position and net assets of £6,607 at its first year-end, indicating initial capitalization and prudent financial management. Given the micro-entity status and absence of any overdue filings or creditor pressure, the risk of default is currently low. However, as a start-up with limited financial history and one employee, credit facilities should be modest and closely monitored.

2. Financial Strength: The balance sheet is modest but healthy for a start-up micro company. Current assets of £14,294 primarily reflect initial cash or receivables, balanced against current liabilities of £7,687, resulting in net current assets of £6,607. The company has no long-term liabilities reported and shareholders’ funds equal the net assets, reflecting owner capital injection. The micro-entity exemption status means limited disclosure but no sign of financial distress or over-leverage.

3. Cash Flow Assessment: The company’s liquidity appears adequate at this early stage with working capital of £6,607 and no significant debt obligations. With one employee and presumably low operational overhead, cash flow demands are likely minimal. However, detailed cash flow statements are not available, so ongoing monitoring of cash inflows from contracts and timely payments of liabilities will be essential as business activity grows.

4. Monitoring Points:

• Track revenue generation and profitability trend as the company develops beyond its initial year.
• Monitor cash flow closely to ensure working capital remains positive as operational expenses increase.
• Watch for any increase in liabilities or delayed payments to suppliers that could signal cash flow strain.
• Evaluate management’s ability to secure and deliver contracts in this niche aerospace repair sector.
• Review annual accounts next filing to assess growth trajectory and financial stability.