C LARTEY COMMERCIAL LIMITED

Executive Summary

C LARTEY COMMERCIAL LIMITED is a dormant entity with no trading history or financial activity since incorporation. The company’s minimal net assets and lack of cash flow preclude any credit facility approval at this stage. Continued monitoring for operational commencement is recommended before reconsidering credit exposure.

C LARTEY COMMERCIAL LIMITED - Analysis Report

Company Number: 12755313

Analysis Date: 2025-07-29 14:54 UTC

1. Credit Opinion: DECLINE
   C LARTEY COMMERCIAL LIMITED has filed dormant accounts consistently since incorporation in 2020, showing no trading activity or financial transactions beyond the initial share capital of £100. The absence of operating history, revenues, or assets beyond cash on hand means there is no evidence of capacity to generate income to service any credit facility. Without trading or financial data, credit risk cannot be assessed, and lending would be speculative and unsupported.

2. Financial Strength:
   The company’s balance sheet is minimal and static, with net assets and shareholder funds fixed at £100 throughout its existence. There are no fixed or current assets, no liabilities, and no retained earnings or reserves. This indicates no business operations or asset base to support financial obligations.

3. Cash Flow Assessment:
   Cash holdings remain at £100 over multiple years, confirming no cash inflows or outflows related to business activity. Working capital is negligible, and there is no indication of liquidity beyond the initial share capital.

4. Monitoring Points:

• Monitor for any filing of trading accounts or changes in financial status indicating commencement of operations.
• Watch for director or shareholder changes that might signal restructuring or new business plans.
• Check for any related party transactions or loans disclosed in future filings.