Company Number: 14759912

Analysis Date: 2025-07-19 12:04 UTC

1. Credit Opinion: APPROVE with caution. CACHE NETWORK SOLUTIONS LTD is a newly incorporated micro-entity with limited financial history but currently demonstrates a modest net asset base and positive working capital. The company’s ability to meet short-term liabilities is adequate, and with a single director who holds full control, decision-making is streamlined but also concentrated. Given the early stage and small scale, credit exposure should be limited and monitored closely, but there is no immediate red flag for credit refusal.

2. Financial Strength: The balance sheet shows total net assets of £13,236 as of 31 March 2025, slightly down from £14,196 the previous year. Current assets increased substantially from £17,822 to £31,386, while current liabilities rose more sharply from £3,627 to £18,150, reducing net current assets from £14,195 to £13,236. No fixed assets are reported. The company remains solvent with positive shareholders' funds, but the increase in current liabilities warrants attention to short-term obligations.

3. Cash Flow Assessment: The company maintains positive working capital (£13,236) indicating sufficient liquidity to cover immediate debts. However, the rise in current liabilities relative to current assets suggests a potential tightening of cash flow. With only one employee (the director), operating expenses are likely minimal, which supports cash conservation. No detailed cash flow statement is available, so ongoing monitoring of cash inflows and outflows is recommended.

4. Monitoring Points:

   • Monitor current liabilities growth relative to current assets to ensure liquidity remains stable.
   • Track turnover and profitability once trading data becomes available to assess operational viability.
   • Review any additional borrowing or credit facilities requested to avoid overextension.
   • Watch for director changes or any PSC (Person with Significant Control) updates that may impact governance or control.
   • Confirm timely filing of accounts and confirmation statements to maintain compliance and transparency.