CAIM CONSULTING LTD

Executive Summary

CAIM CONSULTING LTD is a newly incorporated micro-entity with very limited financial resources and minimal net assets, indicating a fragile financial condition typical of a startup. The company exhibits strong compliance but must focus on building cash reserves, managing working capital, and achieving profitability to improve its financial health and viability.

CAIM CONSULTING LTD - Analysis Report

Company Number: 15222456

Analysis Date: 2025-07-29 20:18 UTC

Comprehensive Financial Health Assessment for CAIM CONSULTING LTD

---

1. Financial Health Score: D

Explanation:
CAIM CONSULTING LTD is a very young micro-entity (incorporated October 2023) with minimal financial activity as reflected in its latest accounts. The company reports net assets of only £1 and almost equal current assets and liabilities (£853 vs. £852). While it is timely in filing and remains active, the extremely low asset base and negligible working capital indicate fragile financial health at this early stage.

---

2. Key Vital Signs

Metric	Value	Interpretation
Current Assets	£853	Very limited liquid or short-term resources available.
Current Liabilities	£852	Almost matches current assets, leaving negligible working capital.
Net Current Assets	£1	Essentially zero working capital—cash inflows barely cover short term obligations.
Net Assets	£1	Minimal equity, suggesting no accumulated profits or reserves.
Shareholders Funds	£1	Reflects minimal capital invested or retained earnings.
Filing Status	Up to date	No overdue accounts or confirmation statements; positive compliance indicator.
Company Age	1 year	Newly incorporated, early in business lifecycle.

---

3. Diagnosis

The company's financial "vital signs" resemble a patient in the very early stages of life, where the body is just developing. The financial "pulse" is extremely weak, with practically no net assets or working capital cushion. The balance sheet's near parity between current assets and liabilities signals a delicate liquidity position. Although there is no sign of distress such as overdue filings or mounting debts, the minimal financial resources and absence of profitability (no P&L disclosed) imply the business must carefully manage cash flow to survive and grow.

The company's control structure shows a single majority shareholder (Patronus Property Limited) holding 75-100% shares and voting rights, indicating centralized decision-making and potentially stable governance. The directors are active and responsive, which may bode well for future operational agility.

The industry classification (other human health activities and primary education) suggests the company operates in service sectors that may require steady cash flow management, especially at startup phase.

---

4. Recommendations

To transition from fragile to healthy financial condition, CAIM CONSULTING LTD should consider the following actions:

• Strengthen Cash Reserves: Aim to increase current assets through controlled revenue growth or additional capital injections from shareholders to build a safety net against short-term liabilities.
• Monitor and Manage Working Capital: Implement rigorous cash flow forecasting and control of payables/receivables to avoid liquidity crunches.
• Develop Profitability: Since no profit and loss data is provided, focus on achieving operational breakeven and generating sustainable profits to accumulate retained earnings.
• Maintain Compliance: Continue timely filings and governance practices to avoid regulatory penalties and preserve business reputation.
• Strategic Planning: As a micro-entity in early stages, detailed business planning and budgeting will help anticipate financial needs and optimize resource allocation.
• Explore Funding Options: If organic growth is slow, consider external funding sources like loans, grants, or equity funding to build capital base.

---

Medical Analogy Summary

CAIM CONSULTING LTD currently exhibits symptoms of a newborn business with very limited financial "vital signs" — a fragile cash flow pulse and negligible reserves. While not showing acute distress, it remains at risk of liquidity issues without careful financial management and capital support. Early intervention to boost financial strength and operational profitability will be critical to ensure this business thrives beyond its infancy.

---