Company Number: 14722222

Analysis Date: 2025-07-20 14:49 UTC

1. Risk Rating: MEDIUM
   The company is newly incorporated with minimal net assets (£168) and a very small net current asset buffer (£287), indicating limited financial strength. While it is not currently overdue on filings and shows no negative equity, the low asset base and short operating history elevate solvency and liquidity risks.

2. Key Concerns:

• Limited Financial Cushion: Net current assets of only £287 and net assets of £168 suggest thin working capital and vulnerability to cash flow shocks.
• Short Operating History: Incorporated in March 2023, the company has less than two years of trading history, making it difficult to assess operational stability or profitability trends.
• Concentration of Control: Single director and sole shareholder with 75-100% ownership concentrates decision-making and limits governance checks, which may increase operational and compliance risks.

3. Positive Indicators:

• Compliance Up to Date: No overdue accounts or confirmation statements, indicating good compliance with regulatory filing requirements.
• Micro Entity Filing: Utilization of micro-entity accounting provisions reduces administrative burdens and suggests the company is maintaining minimal but sufficient financial reporting.
• Employee Base: The company employs two individuals, which shows some operational activity beyond sole directorship.

4. Due Diligence Notes:

• Verify the company’s revenue and profitability trends since incorporation, given limited financial disclosures.
• Assess cash flow management, especially the sufficiency of current assets relative to liabilities and operational expenses.
• Review director’s experience and background to evaluate governance and operational capabilities.
• Confirm absence of related party transactions or contingent liabilities not reflected in the accounts.
• Monitor future filings for improved financial indicators or potential signs of distress.