CALIBRE CONSTRUCTION & ENGINEERING LIMITED

Executive Summary

Calibre Construction & Engineering Limited is an early-stage micro company with negative net assets and working capital, currently undergoing a winding-up process. Its financial position shows inadequate liquidity and capitalization to support credit facilities. Given this, credit approval is declined until material improvements in financial health and operational viability are demonstrated.

CALIBRE CONSTRUCTION & ENGINEERING LIMITED - Analysis Report

Company Number: 16038474

Analysis Date: 2025-07-29 20:25 UTC

1. Credit Opinion: DECLINE
   Calibre Construction & Engineering Limited is a very new micro-entity incorporated in late 2024 with only one set of unaudited accounts filed. The company shows net current liabilities of £3,230 and negative net assets of the same amount, indicating an immediate balance sheet deficit. There is no evidence of profitability or cash reserves to support repayment of debt or financial obligations. The company is also noted to be in the process of being wound up, which strongly signals distress. Given these factors, the company currently lacks the financial strength and resilience to service credit facilities reliably.

2. Financial Strength:
   The balance sheet as of May 2025 reveals current assets of £13,163 against current liabilities of £16,393, producing a working capital deficit of £3,230. Total net assets and shareholder funds are negative at £3,230, meaning liabilities exceed assets. This negative equity position is a significant credit weakness, reflecting either initial losses or undercapitalization. No fixed assets or long-term resources are reported, limiting collateral value. The micro-entity status and limited operational history further restrict financial visibility and confidence.

3. Cash Flow Assessment:
   With current liabilities exceeding current assets, the company is short on liquidity, which raises concerns about its ability to meet short-term obligations. The absence of a profit and loss account or cash flow statement restricts detailed cash flow analysis, but the negative working capital suggests potential cash flow strain. The small scale (3 employees average) and early stage may imply low operating cash inflows, and the winding-up status signals imminent cessation of operations, which would extinguish ongoing cash flow generation.

4. Monitoring Points:

• Track any updated filings or accounts to assess if the winding-up process advances or reverses.
• Monitor changes in working capital and net assets in future periods for signs of financial improvement.
• Observe director actions and any new appointments or changes in ownership/control.
• Watch for overdue filings or legal notices that may indicate worsening financial or compliance issues.