CAMBRIDGE ACADEMY OF ENGLISH LIMITED

Executive Summary

Cambridge Academy of English Limited is currently dormant with minimal financial substance and no trading history, rendering it unsuitable for credit at present. The company’s balance sheet shows negligible assets and no operational cash flow, indicating no ability to service debt or meet financial commitments. Credit approval is declined until the company provides evidence of trading activity and financial viability.

CAMBRIDGE ACADEMY OF ENGLISH LIMITED - Analysis Report

Company Number: 12754622

Analysis Date: 2025-07-29 16:17 UTC

1. Credit Opinion: DECLINE
   Cambridge Academy of English Limited is classified as a dormant company with minimal financial activity and negligible assets (£6 net assets consistently over four years). There is no recorded trading history, revenue, or operating cash flow. This lack of financial substance and trading evidence indicates the company is not currently generating income or profits to support debt servicing or commercial obligations. Without material financial operations or working capital, the company cannot demonstrate creditworthiness for lending or credit facilities at this time.

2. Financial Strength:
   The balance sheet shows static and minimal current assets of £6 and net assets of £6 over four years, indicating no growth or operational activity. There are no fixed assets, no liabilities, and no shareholder equity beyond nominal share capital. As a dormant micro-entity, it holds no tangible financial strength or buffer to absorb business shocks or losses. The extremely limited asset base and absence of trading results highlight a very weak financial position.

3. Cash Flow Assessment:
   Cash flow data is not available, but the dormant status and zero employees confirm a lack of operating cash inflows or outflows. The company’s working capital position is effectively negligible (£6 net current assets), which provides no liquidity for business operations or debt repayments. Absence of trading activity suggests no capacity to generate cash to service any financial obligations.

4. Monitoring Points:

• Monitor for any change in trading status and filing of full accounts indicating operational activity.
• Watch for directors’ declarations or PSC updates that may signal upcoming business developments or capital injections.
• Review future filings for financial performance metrics once the company exits dormant status.
• Track any external financing or credit requests which may require reassessment of credit risk.