CANA CONSULTING LIMITED

Executive Summary

Cana Consulting Limited presents a strong start-up financial position with positive net assets, good liquidity, and sound financial stewardship under a qualified director. The company’s credit risk is low at this early stage, supporting approval for modest credit facilities. Close monitoring of operational cash flow and growth metrics is recommended as the business progresses beyond its initial year.

CANA CONSULTING LIMITED - Analysis Report

Company Number: 14721248

Analysis Date: 2025-07-20 18:46 UTC

1. Credit Opinion: APPROVE
   Cana Consulting Limited is a newly incorporated private limited company with its first financial year ended 31 March 2024. The company has demonstrated a solid initial financial position with positive net assets and net current assets, indicating an ability to meet short-term liabilities. The director, a Chartered Accountant, suggests competent financial management. Given the company's clean record, no overdue filings, and positive working capital, the risk profile is low for extending credit, though the limited trading history suggests conservative credit limits initially.

2. Financial Strength:
   The company reports net assets of £66,685 and net current assets of £65,241 as of the last accounting period. Fixed tangible assets are minimal (£1,445), consistent with a service-oriented consultancy. The capital structure is entirely equity-financed with a modest shareholders’ fund of £66,685 and negligible long-term liabilities (£1 loan from directors). The balance sheet reflects a sound liquidity buffer and no material gearing, indicating strong financial health for this stage.

3. Cash Flow Assessment:
   Cash at bank stands at £81,080, representing a strong liquidity position relative to current liabilities of £38,339. Debtors amounting to £22,500 are within a reasonable range and likely relate to trade receivables. The net current assets of £65,241 show adequate working capital to cover short-term debts and support ongoing operations. No audit requirement may limit detailed cash flow analysis, but available data suggests stable cash flow management.

4. Monitoring Points:

• Monitor revenue and profitability development as the company matures beyond its start-up phase.
• Track debtor days and any increase in trade receivables that could strain liquidity.
• Watch for changes in director loans or new financing that may affect leverage.
• Review timely filing of accounts and confirmation statements to ensure compliance and transparency.
• Evaluate impact of any changes in management or ownership structure.