CAPSTONE REALTOR LTD

Executive Summary

CAPSTONE REALTOR LTD is a newly incorporated dormant company with minimal financial footprint and a single controlling shareholder. While it is compliant with filing deadlines, the lack of trading history and limited capitalization present high risk from an investment perspective. Further due diligence is needed regarding the company’s future operational plans and governance structure before considering any financial exposure.

CAPSTONE REALTOR LTD - Analysis Report

Company Number: 15658851

Analysis Date: 2025-07-29 15:39 UTC

1. Risk Rating: HIGH
   Justification: The company is newly incorporated (April 2024), classified as dormant with minimal net assets (£1), no trading activity reported, and no financial history to assess operational performance or liquidity. This significantly limits the ability to evaluate solvency or sustainability. Ownership and control are concentrated in a single individual, increasing governance risk.

2. Key Concerns:

• Dormant Status with No Trading History: The company has filed dormant accounts, indicating no operational activity or revenue, which raises questions about ongoing business viability.
• Minimal Capitalization: Net assets and shareholder funds stand at £1, reflecting negligible financial buffer to absorb losses or support operations.
• Single Controlling Person: Mr. Umar Nawaz holds 75-100% control including voting rights and director appointment power, raising potential concerns about governance, oversight, and decision-making transparency.

3. Positive Indicators:

• Compliance with Filing Requirements: Accounts and confirmation statements are up to date and not overdue, indicating adherence to statutory obligations.
• Clear Ownership Structure: PSC details are transparent, facilitating accountability.
• Registered Address in Manchester: Presence in a major UK city may support access to market and professional services when operational.

4. Due Diligence Notes:

• Investigate planned business model and timeline for commencement of trading, including capital injections or financing arrangements.
• Review background and reputation of the sole director and controlling shareholder for any past directorships or regulatory issues.
• Monitor upcoming accounts filings for evidence of operational activity, cash flow statements, and solvency metrics once trading begins.