CAPTUREDIT GROUP LIMITED

Executive Summary

CAPTUREDIT GROUP LIMITED presents a low risk profile based on available micro-entity financials, with positive net current assets and compliance with filing requirements. However, reductions in fixed assets and net assets alongside zero employees warrant further examination to confirm operational sustainability and underlying financial trends. Overall, the company appears solvent and compliant as of the latest accounts date.

CAPTUREDIT GROUP LIMITED - Analysis Report

Company Number: 13169216

Analysis Date: 2025-07-29 14:07 UTC

1. Risk Rating: LOW

Justification: The company shows positive net current assets and net asset figures, with no overdue filings and consistent compliance demonstrated by timely accounts and confirmation statements. The micro-entity status and small share capital indicate a small-scale operation, but financials do not suggest immediate solvency or liquidity concerns.

2. Key Concerns:

• Declining fixed assets: Fixed assets decreased from £9,108 in 2022 to £6,120 in 2023, which could indicate asset disposals or depreciation impacting operational capacity.
• Zero employees: The company reports no employees in both 2022 and 2023, raising questions about operational sustainability and whether activities are outsourced or reliant on the director.
• Reduction in net assets: Net assets have decreased from £18,608 in 2022 to £14,286 in 2023, signaling a potential erosion of equity that should be monitored.

3. Positive Indicators:

• Positive net current assets (£8,166 in 2023) suggest the company can meet short-term liabilities.
• No overdue statutory filings; the latest accounts and confirmation statement are filed on time, indicating good regulatory compliance.
• Shareholders’ funds remain positive, supporting solvency at the balance sheet date.
• Active company status with a single director maintaining control, which may facilitate streamlined decision-making.

4. Due Diligence Notes:

• Investigate the cause of the reduction in fixed assets and net assets, including any impairments or disposals.
• Clarify the operational model given zero employees—determine if subcontractors, consultants, or the director provide business functions.
• Review cash flow statements and profit & loss accounts (not provided) to assess profitability and liquidity trends.
• Confirm any contingent liabilities or off-balance sheet risks not disclosed in micro-entity accounts.
• Verify the director’s experience and background to assess management stability.