CARE SOLUTION01 LTD

Executive Summary

Care Solution01 Ltd is a newly incorporated entity with negative net assets and insufficient liquidity, reflecting an early-stage business without operating revenues or cash flow. The current financial position and lack of financial depth present a high credit risk. Without additional capital support or demonstrated trading progress, credit facilities should be declined at this time.

CARE SOLUTION01 LTD - Analysis Report

Company Number: 14812137

Analysis Date: 2025-07-29 14:33 UTC

1. Credit Opinion: DECLINE
   Care Solution01 Ltd is an early-stage private limited company incorporated in April 2023 with only one financial year filed. The latest accounts show a net liability position of £415 and negative working capital of £415, indicating that current liabilities exceed current assets. Cash on hand is negligible at £48. The company has no employees and no trading history prior to the current year, suggesting limited operating activity to generate revenue or cash flows. The sole director and 100% owner holds full control, but there is no evidence of financial strength or an established business model. Given the poor balance sheet, negative net current assets, and absence of operating cash flow, the company currently lacks the capacity to service debt or meet financial obligations. Approval of credit facilities would be highly risky without substantial external support or guarantees.

2. Financial Strength: Weak
   The balance sheet reveals net liabilities of £415, with current liabilities of £463 against cash assets of only £48. There are no fixed assets or other current assets disclosed. Shareholders' funds are negative, reflecting accumulated losses or initial funding deficits. The company’s financial position is fragile, with insufficient liquidity and no cushion to absorb financial shocks. The absence of employees and minimal financial activity further underline the very early stage and lack of operational scale.

3. Cash Flow Assessment: Insufficient Liquidity
   Cash available is minimal (£48), and the company has current liabilities nearly ten times higher. Net current assets are negative, indicating working capital deficiency and a potential inability to meet short-term obligations as they fall due. No evidence of turnover, trade debtors, or other operating cash flows is present to suggest improving liquidity. The company may rely on additional capital injections or director funding to remain solvent.

4. Monitoring Points:

• Track subsequent trading performance and cash flow generation in next financial periods.
• Monitor any capital injections or shareholder loans that improve liquidity and net asset position.
• Watch for changes in current liabilities and efforts to reduce short-term debts.
• Review director conduct and governance, given sole control by one individual.
• Confirm timely submission of accounts and confirmation statements to maintain compliance.