Company Number: 13882134

Analysis Date: 2025-07-20 12:13 UTC

1. Risk Rating: HIGH
   The company exhibits significant solvency issues, with persistent negative net assets and net current liabilities over the last three reported years. The scale of liabilities exceeding assets, coupled with little working capital, signals a high risk that the company cannot meet its short-term or long-term obligations.

2. Key Concerns:

• Negative Net Assets and Working Capital Deficit: The net liabilities increased from £4,147 in 2022 to £7,103 in 2024, with net current liabilities worsening to nearly £10,000, indicating ongoing financial deterioration.
• Limited Financial Resources and Cash: Current assets and cash balances are very low (£682 current assets in 2024), insufficient to cover immediate liabilities (£10,647), raising liquidity concerns.
• Single Director and Shareholder Control: With 100% control held by one individual, there is concentration risk and potential governance issues, especially given the financial distress.

3. Positive Indicators:

• Compliance with Filing Requirements: The company is up to date with its statutory accounts and confirmation statements, indicating regulatory compliance and operational transparency.
• Active Website and Market Presence: An active website and social media presence suggest ongoing business activity in executive coaching and consultancy services, which may have growth potential.
• Micro Entity Status: The company benefits from simplified reporting requirements, reducing administrative burden and costs.

4. Due Diligence Notes:

• Investigate the nature and terms of the company's liabilities, especially short-term creditors, to assess repayment risk and any potential for restructuring.
• Review the company’s cash flow forecasts and business plan to understand how it intends to address the negative net asset position and improve liquidity.
• Clarify the director’s plans regarding capital injection or funding sources, given the ongoing losses and financial deficits.
• Examine the revenue streams and client base to evaluate operational sustainability in the context of the reported financial position.
• Confirm no undisclosed related party transactions or contingent liabilities that could exacerbate financial risk.